Ridhima Sharma is Assistant Professor at Vivekananda Institute of Professional Studies-TC, India.

Indira Bhardwaj is Dean & Professor, School of Business Studies, Vivekananda Institute of Professional Studies-TC, India.

Simon Grima is the Deputy Dean of the Faculty of Economics, Management and Accountancy, Associate Professor and the Head of the Department of Insurance and Risk Management at the University of Malta. Simon is also a Professor at the University of Latvia, Faculty of Business, Management and Economics.

Timcy Sachdeva is Assistant Professor, School of Business Studies, Vivekananda Institute of Professional Studies-TC, India.

Kiran Sood is a Professor at Chitkara Business School, Chitkara University, Punjab, India. She also serves as an Affiliate Professor in the Department of Insurance and Risk Management at the University of Malta. Kiran holds the esteemed position of Research Fellow at the Women Researchers Council, Azerbaijan State University of Economics (UNEC).

Ercan Özen is Associate Professor of Finance in the Department of Finance and Banking, Faculty of Applied Sciences, University of Uşak, Türkiye.